ledger
Track your finances, effortlessly.
Connect your bank accounts, monitor spending, detect subscriptions, and take control of your financial future. All in one place.
see it in action
All your money, one place
Account 1 of 3
•••• •••• •••• 4829
DepositoryChecking
Account Name
CHASE
$8,245.67
3 Subscriptions•$32.97/mo
•••• •••• •••• 1247
DepositorySavings
Account Name
BANK OF AMERICA
$12,341.65
•••• •••• •••• 7103
CreditCredit Card
Account Name
AMERICAN EXPRESS
$1,847.32
5 Subscriptions•$62.46/mo
Dashboard3 accounts connected
$24,587.32
Chase Checking
•••• 4829
Bank of America Savings
•••• 1247
Amex Platinum
•••• 7103
This month
● Spending● Income
Transactions
Today
Amazon.com
Shopping
Starbucks
Food & DrinkPENDING
Yesterday
Direct Deposit — Payroll
Income
Spotify Premium
Subscription
Uber
Transportation
2-day summary
+$3,200.00-$130.15Net +$3,069.85
Analytics
December$2,480
Spending
$4,800
Income
+$2,320
Net
Cumulative SpendingCumulative Income
visualize your
money
money
Spending vs Income
Feb 1 – Mar 21
SpendingIncome
Monthly Breakdown
6-month spending & income
Food & Drink
Shopping
Transport
Entertainment
Subscriptions
Other
Spending Heatmap
March 2026 — Daily spending intensity
High
Medium
Low
Today
SunS
MonM
TueT
WedW
ThuT
FriF
SatS
1$91
2$22
3$59
4$56
5$85
6$22
7$85
8$134
9$78
10$48
11$85
12$77
13$46
14$132
15$178
16$26
17$67
18$90
19$96
20$64
21$129
22
23
24
25
26
27
28
29
30
31
Transactions on Mar 5 (4)
Total: $108.77
Whole Foods Market
Groceries
$47.83
Shell Gas Station
Transportation
$38.50
Netflix
Subscriptions
$15.99
Starbucks
Food & Drink
$6.45
Smart BudgetAuto
Mar 1 – Mar 31
Slide chart to explore by day
SPENDING LIMIT35.0%
Spent
$1,050.00
Limit
$3,000.00
Left
$1,950.00
Overall Spending
Mar 1 – Mar 14
Slide chart to explore by day
SPENDING LIMIT62.0%
Spent
$1,550.00
Limit
$2,500.00
Left
$950.00
Food & Drink
Mar 1 – Mar 31
Slide chart to explore by day
SPENDING LIMIT87.0%
Spent
$522.00
Limit
$600.00
Left
$78.00
Vacation FundFolder
Mar 1 – Mar 31
Slide chart to explore by day
SPENDING LIMIT44.0%
Spent
$528.00
Limit
$1,200.00
Left
$672.00
Groceries + DiningMix
Mar 1 – Mar 31
GroceriesFood & Drink
Slide chart to explore by day
SPENDING LIMIT108.0%
Spent
$864.00
Limit
$800.00
Over
$64.00
AI Smart Budget
Everything you need
Powerful features designed to give you complete control over your finances
Connect Banks
Securely link all your bank accounts and credit cards with bank-level encryption through Plaid.
Learn more
Track Spending
Automatically categorize transactions and visualize spending patterns with beautiful, interactive charts.
Learn more
Detect Subscriptions
Automatically detect and track all your recurring charges so nothing slips through the cracks.
Learn more
Smart Budgets
Two ways to budget: traditional budgets by category or merchant, plus an AI-powered Smart Budget Card that adapts to your real spending patterns.
Learn more
Quill — AI Assistant
Say hey to Quill, your AI Financial Bookworm. Ask anything about your spending and get contextual, intelligent insights in seconds.
Learn more
Financial Folders
Create custom folders to organize transactions for trips, projects, or anything you want to track.
Learn more
how it works
From sign-up to full financial clarity in minutes
1
Create Account
Sign up in seconds with just an email and password.
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2
Connect Banks
Securely link your accounts through Plaid. Your credentials never touch our servers.
3
Auto-Sync
Plaid syncs your transactions, balances, and recurring charges automatically.
4
Take Control
Track spending, manage budgets, set goals, and enjoy AI-powered insights.
1
Create Account
Sign up in seconds with just an email and password.
2
Connect Banks
Securely link your accounts through Plaid. Your credentials never touch our servers.
3
Auto-Sync
Plaid syncs your transactions, balances, and recurring charges automatically.
4
Take Control
Track spending, manage budgets, set goals, and enjoy AI-powered insights.
Basic
Everything you need to see your finances clearly.
$6/month
- Up to 3 connected accounts
- 5 user-created budgets
- 6 financial folders
- Full transaction history
- Automatic sync every 1–3 days
- All analytics & categories
Popular
Pro
Unlimited everything. For the power user.
$8/month
- Unlimited connected accounts
- Unlimited budgets & folders
- 3 free on-demand refreshes / month
- Priority support
- Advanced analytics
- Everything in Basic
What are you waiting on? Join Ledger today!
and connect with10,000+ financial institutions
